Navigating dental insurance shouldn’t be a headache when you’re focused on maintaining your smile. MetLife dental insurance provides comprehensive coverage options that help make quality dental care more affordable and accessible. At Drs. Chin & Pharar Dentistry in Las Vegas, we gladly welcome MetLife insurance members and strive to help you utilize your benefits effectively for optimal oral health.

Your MetLife Dental Benefits Explained
MetLife offers several dental insurance plans with varying levels of coverage to meet different needs and budgets. Most MetLife plans follow a structure that includes coverage for preventive, basic, and major services. Preventive services like professional cleanings and routine exams are typically covered at 100%, while basic procedures such as fillings might be covered at 80%, and major services like crowns or root canals at 50%.
MetLife dental plans generally fall into these categories:
- MetLife Preferred Dentist Program (PDP) Plus
- MetLife TakeAlong Dental
- MetLife Federal Dental Plan
- MetLife DHMO/Managed Care plans
The PDP Plus network is MetLife’s largest network, giving members access to thousands of dentists nationwide who have agreed to provide services at negotiated fees, often resulting in significant savings for patients.
How We Work With Your MetLife Insurance
Our team at Drs. Chin & Pharar Dentistry understands the importance of making dental care financially accessible. We work directly with MetLife to verify your benefits before treatment and provide estimates of your expected out-of-pocket expenses. This transparent approach helps you plan for your dental care without unexpected financial surprises.
We take the time to explain which procedures fall under which coverage categories within your MetLife plan, helping you make informed decisions about your treatment options. Our staff regularly receives updates on MetLife policies and procedures to ensure we’re providing you with the most current information about your benefits.
Preventive Care and MetLife Coverage
Prevention is the cornerstone of good dental health, and MetLife recognizes this with their generous coverage of preventive services. Most MetLife plans cover preventive care with minimal or no out-of-pocket costs, encouraging regular maintenance visits. At our practice, we emphasize the importance of these regular checkups and cleanings not just for your oral health, but also for maximizing your insurance benefits.
Complex Dental Needs and MetLife
For patients with TMJ issues, emergency dental needs, or those requiring more complex procedures, MetLife typically provides partial coverage based on your specific plan. At Drs. Chin & Pharar Dentistry, we specialize in treating complex cases and can help determine how your MetLife benefits apply to these more specialized treatments.
Our practice is particularly experienced in handling complex medical management cases, including special needs adults and patients undergoing cancer treatment. We work closely with MetLife to ensure these patients receive the appropriate coverage for their unique dental health requirements.
Experience Quality Dental Care With Your MetLife Benefits
Our practice offers a community-centered approach to dentistry where patients feel valued and understood. Drs. Chin and Pharar collaborate on all cases, ensuring you benefit from both doctors’ expertise regardless of which provider you see. This team-based approach, combined with our commitment to taking the time needed for proper care rather than rushing through appointments, sets us apart in delivering exceptional dental services to MetLife members.
We believe dental care should be personalized to your specific needs and goals. When you visit our Las Vegas practice, we’ll take the time to understand not just your dental concerns, but also how to best utilize your MetLife benefits for your treatment plan. Our non-clinical interview process helps us tailor communication and care to your preferences, creating a dental experience unlike any other you’ve had before.
Ready to experience comprehensive dental care while maximizing your MetLife benefits? Contact Drs. Chin & Pharar Dentistry today at (702) 445-7075 or submit your information through our contact form to schedule your appointment. Whether you’re due for a preventive visit or need more complex care, our team is here to support your oral health journey while helping you make the most of your MetLife dental insurance.