PROUDLY SERVING LAS VEGAS, SUMMERLIN, HENDERSON & NEARBY AREAS OF NEVADA
We understand that affordability will always be a consideration when considering cosmetic dentistry procedures. At Drs. Chin and Pharar Dentistry, we always urge patients to consider all relevant factors when doing their research, including the dentist’s qualifications and the long-term benefits of the procedure.
We’re committed to helping our Las Vegas-area patients afford the dental procedures they need. There are a lot of components to that strategy, but one of the biggest is the range of dental financing options we offer.
If you’re a Las Vegas, Nevada resident concerned about affording dental care, you should get in touch with us to ask about our dental financing options. Please call Drs. Chin and Pharar Dentistry at 702-445-7075 today.
Las Vegas Dental Financing
We don’t expect our patients to pay for their procedures in their entirety immediately after receiving their dental work. Instead, we work with the two financing companies to help you afford your procedures.
Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $5 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.
Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:
- Immediate decisions without affecting your credit!
- Longer terms for lower monthly payments
- No collateral required
- No prepayment penalties
- Fast & easy loan inquiry process
- 100% Confidential
Other financing companies we work with include:
The vast majority of dental insurance plans don’t cover elective cosmetic dentistry procedures, which is where CareCredit and Lending Club come in. These companies will loan you the cost of your procedure, and you can then pay off the loan over a longer period of time.
CareCredit and Lending Club provide a number of different re-payment plans. Depending on the cost of the procedure, you can opt for a plan that comes with a 0 percent interest rate if you can re-pay the full price of the loan within a certain period of time (usually six, 12, 18 or 24 months).
On the other hand, if you’re considering an extended payment plan, both CareCredit and Lending Club offer plans with interest rates that will be determined by the size of the loan and your credit history.
Of course, we also offer general dentistry services, and those generally are covered by dental insurance. We are providers for:
- Delta Dental
- Teacher’s Health Trust
- United Concordia
- Anthem Blue Cross/ Blue Shield
- Diversified Dental Services
At Drs. Chin and Pharar Dentistry, we handle the complicated claims process for you. Not every procedure is going to be covered by every plan, but we electronically all of your claims on your behalf and ask only for your co-payment at the time of service.
If you’re a Las Vegas, Nevada resident interested in learning more about your dental financing options, please contact Drs. Chin and Pharar Dentistry today.